Benefits of a Life Policy Underwritten by God -- Exodus 15:13-16

“In Thy lovingkindness Thou hast led the people whom Thou hast redeemed; In Thy strength Thou has guided them to the Thy holy habitation.  The peoples have heard, they tremble; Anguish has gripped the inhabitants of Philistia.  Then the chiefs of Edom were dismayed; The leaders of Moab, trembling grips them; All the inhabitants of Canaan have melted away.  Terror and dread fall upon them; By the greatness of Thine arm they are motionless as stone; Until They people pass over, O Lord.  Until the people pass over whom Thou hast purchased.”
 
Not only are we protected from our enemies’ ability to “finish us off” with the policy that comes into effect when we accept it from God Who is the Underwriter Himself, but we can take comfort in the fact that there are a number of additional or supplementary benefits this passage outlines for us.

First and foremost of these is the ‘customer care’ that comes with the policy.  The Bible says, “in (His) loving-kindness” He deals with us and leads us.  While God is just and holy, He is not a tyrant in His relationship with us.  He knows we will fail from time to time.  He is not interested in the perfection of our actions as much as He interested and deeply cares for the attitude of our hearts.  The Bible speaks of this often.

Second is the constant knowledge that as policyholders we have been “redeemed”. There’s no expiry term to the policy.  There is no need to renew it periodically.  It is eternal.

Third, we see that it is God’s “strength” that leads us to His “holy habitation”.  He draws us to Him now.  And, as we will see in the next passage we study, He ultimately takes us to be with Him for eternity.

Fourth, people know that we are covered by the policy and they “tremble”.  Sometimes, it is as minor a comment as “Oh, you’re religious so I better watch my swearing,” but other times, it is a reaction like that of the Egyptians who recognized that God was with the Israelites and that He is Lord.  Sometimes it is a matter of people trembling in their lives and seeing us have ‘hope’ rather than ‘fear’ as we face our challenges.  And hopefully, they will seek out our secret and we will be able to share it with them.

When men depend on themselves for their own salvation, ultimately “terror and dread fall upon them”.  Perhaps we can argue that this is what is happening in the Middle East today as America and the West retreat from their previous level of engagement.  The result is the resurgence of tribal warfare everywhere in an effort to gain control and security.  (My guess is that it will get much worse in the years ahead on that basis.)  But it will not suffice or succeed for God’s “great arm” renders all efforts futile and as capable of action as a “motionless stone”.  All the wars will amount to nothing over time.  One only has to look at the military campaigns of the Romans and the Greeks, the French and English, and the Russians, not to mention Germany and Japan.  How great are they now?  How much have they kept?  And the same is true of all the calamities of war in the continent of Africa.  There is nothing humanly that can be done to fix the state the world is in.

How long will this go on?  How long will God keep these human efforts under His foot?  This passage tells us by the song the Israelites are singing that the powers of the enemies were held in check until God’s people safely “passed over” the Red Sea.  I believe the parallel here for us is that God will keep our enemies at bay until we pass through this life and are safe and sound in the arms of Jesus.

Fifth, and most importantly, this is a “paid up” policy; there are no premiums.  In fact, the person being covered does not have to pay a cent.  The policy is a “free gift” by the Underwriter.   He has paid for it.  He has “purchased” the right to insure us with the blood and life of His only begotten Son, Jesus Christ.  There is no “life” policy like it.

Yet, millions upon millions of people who know about it reject it outright.  Fearing it is “too good to be true”, they miss out on a life of security and joy and peace, not to mention eternity with God.  Instead, they dread and fear each moment of terror they experience in life.  They hit emotional, physical, spiritual, financial, and social “walls” and there is no “insurance agent” there with them or on the scene to pick up the pieces and heal and comfort.  There is no one or anything that can provide one’s life with a fresh purpose for living.  I do not know about you, but I personally have hit major walls in my life.  Were it not for God my Insurer, I do not know where I would be today.

Each of us has a choice.  We can either take the policy allowing it to cover us or we can say, “No thanks.  I’ll do it my way.”  In fact, America, Canada, the West, and the world, has a choice.  But that choice can only be arrived at for them as individual citizens like you and me make the right choice, and then live our lives for the God Who has us covered.  It is my prayer that your name is on that Policy.

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